Financing tailored to your broadband business.

Working Capital is a flexible financing solution that provides fast access to funds for inventory, payroll, expansion, or unexpected expenses, without the lengthy paperwork or credit checks of traditional loans. Applying does not impact your credit score and does not require any personal guarantees or collateral. Unlike a traditional loan with fixed or variable interest, only a one-time fixed capital fee is charged.

A flex loan is a revenue-based financing option where repayments adapt with daily sales. Unlike traditional loans, a Working Capital flex loan does not charge interest. Only a one-time fixed capital fee.

A term loan is a loan repaid over a set period of time. Unlike traditional loans, a Working Capital term loan does not charge interest. Only a one-time fixed capital fee.

A flex loan uses sales-based repayments, which are automatically debited from your bank account as a fixed percentage of your sales, aligned with your payment cadence (daily, weekly, etc.). In contrast, a term loan has a fixed duration with consistent, scheduled repayments over a set period of time.

Unlike traditional loans, Working Capital does not charge interest, only a transparent, one-time fixed capital fee. There are no late fees.

Funds may be used for business purposes such as repairs, equipment, inventory, marketing, remodeling, payroll, hiring, or expansion to new locations. Funds cannot be used for personal, family, or household expenses.

If you are approved, funds are transferred to your designated bank account via ACH transfer. Bank transfers generally take 1 to 2 business days to appear in your account (Monday to Friday, excluding bank holidays).

No, you cannot have multiple loans active for the same business location at the same time. After your loan is repaid, you may receive another offer if you are eligible.

No. Accepting a loan does not affect your credit score. Your FICO/credit score is NOT required to apply and is not used to determine eligibility.

The eligibility criteria look at multiple business performance factors to determine the best offer available to your business. Increasing your sales and maintaining consistent sales over time will help increase your chances of getting an offer.

There's no way to change an existing loan or modify the amount of capital. However, after you pay off your existing loan, you may be eligible for another offer, which could be higher or lower.